When you’re trying to save money for whatever reason – whether it be for a holiday, a mortgage deposit, or paying off debt – your instinct is likely to spend as little as possible in every area of your life. Whilst cutting the amount you spend on certain areas is undoubtedly good news for your savings efforts, pinching pennies when it comes to some items could actually be doing your finances more harm than good in the long run. On top of this, living on a tight budget shouldn’t mean…
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